Terms & Conditions

Terms and Conditions

This document is an electronic record in terms of Information Technology Act, 2000 and rules there 

under as applicable and the amended provisions pertaining to electronic records in various statutes as 

amended by the Information Technology Act, 2000. This electronic record is generated by a computer 

system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Rule 3 (1) of the 

Information Technology(Intermediaries guidelines) Rules, 2011 that require publishing the rules and 

regulations, privacy policy and user agreement for access or usage of www.value4paisa.com website.

Introduction 

First of all, welcome to the www.value4paisa.com a website owned by value 4 Paisa. In using the 

www.value4paisa.com services, you are deemed to have accepted the terms and conditions listed 

below.

All products, services and information displayed on www.valuepaisa.com constitute an "Invitation to 

Offer". Your order for purchase constitutes your “Offer” which shall be subject to the Terms & 

Conditions as listed below. www.valuepaisa.com reserves the rights to accept or reject your Offer. If you 

have supplied us with your valid email address, we will notify you by email as soon as possible to 

confirm receipt of your order and email you again to confirm details and therefore process the order. 

Our acceptance of your order will take place upon dispatch of the product(s) ordered. No act or 

omission of www.valuepaisa.com prior to the actual dispatch of the product(s) ordered will constitute 

acceptance of your offer.

Membership Eligibility 

For the purpose of the User Agreement, Registered User or Guest User and wherever the context so 

require 'You' shall mean any natural or legal person who has agreed to become a member of the 

Website by providing Registration Data (as defined hereinafter) while registering on the Website as 

Registered User or Guest User using the computer systems of the Website and accepted this electronic 

version or electronic record of the User Agreement and has entered Your valid email address ('Email' 

and 'Password') to become Registered User or have been identified as Guest User by providing cell 

number and email address.

You represent and warrant that you are at least 18 years old or visiting the Site under the supervision of 

apparent or guardian. Subject to the Terms & Conditions of this Agreement, www.value4paisa.com  

hereby grants you a limited, revocable, non-transferable and non-exclusive license to access and use the 

Site by displaying it on your internet browser only for the purpose of shopping for items selling on the 

Site and not for any commercial use or use on behalf of any third party, except as explicitly permitted by 

www.value4paisa.com in advance. Any breach of this Agreement shall result in the immediate 

revocation of the license granted in this paragraph without notice to you.

Except as permitted in the paragraph above, you may not reproduce, distribute, display, sell, lease, 

transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile or 

otherwise exploit this Site or any portion of it unless expressly permitted by www.value4paisa.com in 

writing. You may not make any commercial use of any of the information provided on the Site or make 

any use of the Site for the benefit of another business unless explicitly permitted by 

www.valuepaisa.com in advance. www.valuepaisa.com reserves the right to terminate accounts, refuse 

service, and/or cancel orders in its discretion, including, without limitation, if www.valuepaisa.com 

believes that customer conduct violates applicable law or is harmful to www.valuepaisa.com interests. 

You shall not upload to, distribute, or otherwise publish through this Site any Content, information, or 

other material that violates or infringes the copyrights, patents, trademarks, service marks, trade 

secrets, or other proprietary rights of any person or firm; OR is libelous, threatening, defamatory, 

obscene, indecent, pornographic, or could give rise to any civil or criminal liability under Indian or 

international law; OR includes any bugs, viruses, worms, trap doors, Trojan horses or other harmful code 

or properties.

www.valuepaisa.com may assign you a password and account identification to enable you to access and 

use certain portions of this Site. Each time you use a password or identification, you will be deemed to 

be authorized to access and use the Site in a manner consistent and in agreement with the terms and 

conditions of this Agreement, and www.valuepaisa.com has no obligation to investigate the 

authorization or source of any such access or use of the Site. YOU WILL BE SOLELY RESPONSIBLE FOR ALL 

ACCESS TO AND USE OF THIS SITE BY ANYONE USING THE PASSWORD AND IDENTIFICATION ORIGINALLY 

ASSIGNED TO YOU WHETHER OR NOT SUCH ACCESS TO AND USE OF THIS SITE IS ACTUALLY 

AUTHORIZED BY YOU, INCLUDING WITHOUT LIMITATION, ALL COMMUNICATIONS AND TRANSMISSIONS 

AND ALL OBLIGATIONS (INCLUDING WITHOUT LIMITATION FINANCIAL OBLIGATIONS) INCURRED 

THROUGH SUCH ACCESS OR USE. You are solely responsible for protecting the security and 

confidentiality of the password and identification assigned to you. You shall immediately notify 

www.valuepaisa.com of any unauthorized use of your password or identification or any other breach or 

threatened breach of this Site's security.

You also agree to:

Provide true, accurate, current and complete information about yourself as prompted by 

www.valuepaisa.com registration form (such information being the "Registration Data")

Maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If 

you provide any information that is untrue, inaccurate, incomplete, or not current or if 

www.valuepaisa.com has reasonable grounds to suspect that such information is untrue, inaccurate, 

and not current or not in accordance with the User Agreement, www.valuepaisa.com has the right to 

indefinitely suspend or terminate your membership and refuse to provide you with access to the Site.

  

Pricing Information 

While www.valuepaisa.com strives to provide accurate product and pricing information, pricing or 

typographical errors may occur. www.valuepaisa.com cannot confirm the price of a product until after 

you order. In the event that a product is listed at an incorrect price or with incorrect information due to 

an error in pricing or product information, www.valuepaisa.com shall have the right, at our sole 

discretion, to refuse or cancel any orders placed for that product, unless the product has already been 

dispatched. In the event that an item is mis-priced, www.valuepaisa.com may, at its discretion, either 

contact you for instructions or cancel your order and notify you of such cancellation. Unless the 

product ordered by you has been dispatched, your offer will not be deemed accepted and 

www.valuepaisa.com will have the right to modify the price of the product and contact you for further 

instructions using the e-mail address provided by you during the time of registration, or cancel the order 

and notify you of such cancellation. In the event that www.valuepaisa.com accepts your order the same 

shall be debited to your credit card account and duly notified to you by email that the payment has been 

processed. The payment may be processed prior to www.valuepaisa.com dispatch of the product that 

you have ordered. If we have to cancel the order after we have processed the payment, the said amount 

will be reversed back to your credit card account.

We strive to provide you with the best prices possible on www.valuepaisa.com. However, sometimes a 

price online does not match the price in any other store. In our effort to be the lowest price provider in 

your particular geographic region, store pricing will sometimes differ from online prices. Prices and 

availability are subject to change without notice.

Cancellation by www.valuepaisa.com  

Please note that there may be certain orders that we are unable to accept and must cancel. We reserve 

the right, at our sole discretion, to refuse or cancel any order for any reason. Some situations that may 

result in your order being cancelled include limitations on quantities available for purchase, inaccuracies 

or errors in product or pricing information, or problems identified by our credit and fraud avoidance 

department. We may also require additional verifications or information before accepting any order. We 

will contact you if all or any portion of your order is cancelled or if additional information is required to 

accept your order. If your order is cancelled after your credit card has been charged, the said amount 

will be reversed back in your Card Account.

Cancellations by the Customer 

In case we receive a cancellation notice and the order has not been shipped by us, we shall cancel the 

order and refund the entire amount. The orders that have already been shipped out by us will not be 

cancelled and you will have to check our return policy on those orders. The customer agrees not to 

dispute the decision made by www.valuepaisa.com and accept www.valuepaisa.com decision regarding 

the cancellation.

Credit Card Details 

You agree, understand and confirm that the credit card details provided by you for availing of services 

on www.valuepaisa.com will be correct and accurate and you shall not use the credit card which is not 

lawfully owned by you. You further agree and undertake to provide the correct and valid credit card 

details to www.valuepaisa.com. Further the said information will not be utilized and shared by 

www.valuepaisa.com with any of the third parties unless required by law, regulation or court order. 

www.valuepaisa.com will not be liable for any credit card fraud. The liability for use of a card 

fraudulently will be on you and the onus to 'prove otherwise' shall be exclusively on you.

Fraudulent/Declined Transactions 

www.valuepaisa.com reserves the right to recover the cost of goods, collection charges and lawyers fees 

from persons using the Site fraudulently. www.valuepaisa.com reserves the right to initiate legal 

proceedings against such persons for fraudulent use of the Site and any other unlawful acts or acts or 

omissions in breach of these terms and conditions.

Electronic Communications 

When you visit the Site or send emails to us, you are communicating with us electronically. You consent 

to receive communications from us electronically. We will communicate with you by email or by posting 

notices on the Site. You agree that all agreements, notices, disclosures and other communications that 

we provide to you electronically satisfy any legal requirement that such communications be in writing.

You Agree and Confirm:

 

That in the event that a non-delivery occurs on account of a mistake by you (i.e. wrong name or address 

or any other wrong information) any extra cost incurred by www.valuepaisa.com for redelivery shall be 

claimed from you.

That you will use the services provided by www.valuepaisa.com, its affiliates, consultants and contracted 

companies, for lawful purposes only and comply with all applicable laws and regulations while using the 

Site and transacting on the Site.

You will provide authentic and true information in all instances where such information is requested of 

you. www.valuepaisa.com  reserves the right to confirm and validate the information and other details 

provided by you at any point of time. If upon confirmation your details are found not to be true (wholly 

or partly), www.valuepaisa.com has the right in its sole discretion to reject the registration and refuse 

you from using the Services of www.valuepaisa.com and / or other affiliated websites without prior 

intimation whatsoever.

That you are accessing the services available on this Site and transacting at your sole risk and are using 

your best and prudent judgment before entering into any transaction through this Site

That the address at which delivery of the product ordered by you is to be made will be correct and 

proper in all respects.

That before placing an order you will check the product description carefully. By placing an order for a 

product you agree to be bound by the conditions of sale included in the item's description.

 

You may not use the Site for any of the following purposes

Disseminating any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, or 

otherwise objectionable material.

Transmitting material that encourages conduct that constitutes a criminal offence results in civil liability 

or otherwise breaches any relevant laws, regulations or code of practice.

Gaining unauthorized access to other computer systems.

Interfering with any other person's use or enjoyment of the Site.

Breaching any applicable laws;

Interfering or disrupting networks or web sites connected to the Site.

Making, transmitting or storing electronic copies of materials protected by copyright without the 

permission of the owner.

 

Colors/Specifications 

We have made every effort to display the colors and specifications of our products that appear on the 

Site as accurately as possible. However, as the actual colors/specifications you see will depend on your 

monitor, we cannot guarantee that your monitor's display of any color will be accurate.

Modification of Terms & Conditions of Service 

www.valuepaisa.com may at any time modify the Terms & Conditions of Use of the site without any 

prior notification to you. You can access the latest version of the User Agreement at any given time on 

www.valuepaisa.com.  You should regularly review the Terms & Conditions on www.valuepaisa.com. In 

the event the modified Terms & Conditions is not acceptable to you, you should discontinue using the 

service. However, if you continue to use the service you shall be deemed to have agreed to accept and 

abide by the modified Terms & Conditions of Use of this site.

Governing Law and Jurisdiction 

This User Agreement shall be construed in accordance with the applicable laws of India. The Courts at 

Delhi shall have exclusive jurisdiction in any proceedings arising out of this agreement. Any dispute or 

difference either in interpretation or otherwise, of any terms of this User Agreement between the 

parties hereto, the same shall be referred to an independent arbitrator who will be appointed by 

www.valuepaisa.com. and his decision shall be final and binding on the parties hereto. The above 

arbitration shall be in accordance with the Arbitration and Conciliation Act, 1996 as amended from time 

to time.

Reviews, Comments, Post Cards, Feedback, Suggestions and Ideas Submissions

All reviews, comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, 

submitted or offered to www.valuepaisa.com on or by this Site or otherwise disclosed, submitted or 

offered in connection with your use of this Site (collectively, the "Comments") shall be and remain 

www.valuepaisa.com property. Such disclosure, submission or offer of any Comments shall constitute 

an assignment to www.valuepaisa.com of all worldwide rights, titles and interests in all copyrights and 

other intellectual properties in the Comments. Thus, www.valuepaisa.com owns exclusively all such 

rights, titles and interests and shall not be limited in any way in its use, commercial or otherwise, of any 

Comments. www.valuepaisa.com will be entitled to use, reproduce, disclose, modify, adapt, create 

derivative works from, publish, display and distribute any Comments you submit for any purpose 

whatsoever, without restriction and without compensating you in any way. www.valuepaisa.com is and 

shall be under no obligation (1) to maintain any Comments in confidence; (2) to pay you any 

compensation for any Comments; or (3) to respond to any Comments. You agree that any Comments 

submitted by you to the Site will not violate this policy or any right of any third party, including 

copyright, trademark, privacy or other personal or proprietary right(s), and will not cause injury to any 

person or entity. You further agree that no Comments submitted by you to the Site will be or contain 

libellous or otherwise unlawful, threatening, abusive or obscene material, or contain software viruses, 

political campaigning, commercial solicitation, chain letters, mass mailings or any form of "spam".

www.valuepaisa.com does not regularly review posted Comments, but does reserve the right (but not 

the obligation) to monitor and edit or remove any Comments submitted to the Site. You grant 

www.valuepaisa.com the right to use the name that you submit in connection with any Comments. You 

agree not to use a false email address, impersonate any person or entity, or otherwise mislead as to the 

origin of any Comments you submit. You are and shall remain solely responsible for the content of any 

Comments you make and you agree to indemnify www.valuepaisa.com and its affiliates for all claims 

resulting from any Comments you submit. www.valuepaisa.com and its affiliates take no responsibility 

and assume no liability for any Comments submitted by you or any third party.

Copyright & Trademark 

www.valuepaisa.com and its suppliers and licensors expressly reserve all intellectual property rights in 

all text, programs, products, processes, technology, content and other materials, which appear on this 

Site. Access to this Site does not confer and shall not be considered as conferring upon anyone 

any license under any of www.valuepaisa.com or any third party's intellectual property rights. All rights, 

including copyright, in this website are owned by or licensed to www.valuepaisa.com. Any use of this 

website or its contents, including copying or storing it or them in whole or part, other than for your own 

personal, non-commercial use is prohibited without the permission of www.valuepaisa.com. You may 

not modify, distribute or re-post anything on this website for any purpose.

The www.valuepaisa.com names and logos and all related product and service names, design marks and 

slogans are the trademarks or service marks of www.valuepaisa.com. All other marks are the property of 

their respective companies. No trademark or service mark license is granted in connection with the 

materials contained on this Site. Access to this Site does not authorize anyone to use any name, logo or 

mark in any manner.

References on this Site to any names, marks, products or services of third parties or hypertext links to 

third party sites or information are provided solely as a convenience to you and do not in any way 

constitute or imply www.valuepaisa.com endorsement, sponsorship or recommendation of the third 

party, information, product or service.

www.valuepaisa.com is not responsible for the content of any third party sites and does not make any 

representations regarding the content or accuracy of material on such sites. If you decide to link to any 

such third party websites, you do so entirely at your own risk.

All materials, including images, text, illustrations, designs, icons, photographs, programs, music clips or 

downloads, video clips and written and other materials that are part of this Site (collectively, the 

"Content") is intended solely for personal, non-commercial use. You may download or copy the 

Contents and other downloadable materials displayed on the Site for your personal use only. No right, 

title or interest in any downloaded materials or software is transferred to you as a result of any such 

downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, 

display, modify, create derivative works from, sell or participate in any sale of or exploit in any way, in 

whole or in part, any of the Contents, the Site or any related software. All software used on this Site is 

the property of www.valuepaisa.com or its suppliers and protected by Indian and international 

copyright laws. The Contents and software on this Site may be used only as a shopping resource. Any 

other use, including the reproduction, modification, distribution, transmission, republication, display, or 

performance, of the Contents on this Site is strictly prohibited. Unless otherwise noted, all Contents are 

copyrights, trademarks, trade dress and/or other intellectual property owned, controlled or licensed by 

www.valuepaisa.com, or one of its affiliates or by third parties who have licensed their materials to 

www.valuepaisa.com and are protected by Indian and international copyright laws. The compilation 

(meaning the collection, arrangement, and assembly) of all Contents on this Site is the exclusive 

property of www.valuepaisa.com and is also protected by Indian and international copyright laws.

Objectionable Material 

You understand that by using this Site or any services provided on the Site, you may encounter Content 

that may be deemed by some to be offensive, indecent, or objectionable, which Content may or may 

not be identified as such. You agree to use the Site and any service at your sole risk and that to the 

fullest extent permitted under applicable law, www.valuepaisa.com and its affiliates shall have no 

liability to you for Content that may be deemed offensive, indecent, or objectionable to you.

Indemnity 

You agree to defend, indemnify and hold harmless www.valuepaisa.com, its employees, Owner 

,Directors, officers, agents and their successors and assigns from and against any and all claims, 

liabilities, damages, losses, costs and expenses, including attorney's fees, caused by or arising out of 

claims based upon your actions or inactions, which may result in any loss or liability to 

www.valuepaisa.com or any third party including but not limited to breach of any warranties, 

representations or undertakings or in relation to the non-fulfillment of any of your obligations under this 

User Agreement or arising out of the your violation of any applicable laws, regulations including but not 

limited to Intellectual Property Rights, payment of statutory dues and taxes, claim of libel, defamation, 

violation of rights of privacy or publicity, loss of service by other subscribers and infringement of 

intellectual property or other rights. This clause shall survive the expiry or termination of this User 

Agreement.

Termination 

This User Agreement is effective unless and until terminated by either you or www.valuepaisa.com. You 

may terminate this User Agreement at any time, provided that you discontinue any further use of this 

Site. www.valuepaisa.com may terminate this User Agreement at any time and may do so immediately 

without notice, and accordingly deny you access to the Site, Such termination will be without any 

liability to www.valuepaisa.com. Upon any termination of the User Agreement by either you or 

www.valuepaisa.com, you must promptly destroy all materials downloaded or otherwise obtained from 

this Site, as well as all copies of such materials, whether made under the User Agreement or otherwise. 

www.valuepaisa.com right to any Comments shall survive any termination of this User Agreement. Any 

such termination of the User Agreement shall not cancel your obligation to pay for the product already 

ordered from the Site or affect any liability that may have arisen under the User Agreement.

Limitation of Liability and Disclaimers 

The site is provided without any warranties or guarantees and in an "As Is" condition. You must bear the 

risks associated with the use of the Site.

The Site provides content from other Internet sites or resources and while www.valuepaisa.com tries to 

ensure that material included on the Site is correct, reputable and of high quality, it cannot accept 

responsibility if this is not the case. www.valuepaisa.com will not be responsible for any errors or 

omissions or for the results obtained from the use of such information or for any technical problems you 

may experience with the Site.

This disclaimer does not apply to any product warranty offered by the manufacturer of the product as 

specified in the product specifications. This disclaimer constitutes an essential part of this User 

Agreement.

To the fullest extent permitted under applicable law, www.valuepaisa.com or its suppliers shall not be 

liable for any indirect, incidental, special, incidental, consequential or exemplary damages, including but 

not limited to, damages for loss of profits, goodwill, use, data or other intangible losses arising out of or 

in connection with the Site, its services or this User Agreement.

Without prejudice to the generality of the section above, the total liability of www.valuepaisa.com to 

you for all liabilities arising out of this User Agreement be it in tort or contract is limited to the value of 

the product ordered by you.

www.valuepaisa.com, its associates and technology partners make no representations or warranties 

about the accuracy, reliability, completeness, correctness and/or timeliness of any content, information, 

software, text, graphics, links or communications provided on or through the use of the Site or that the 

operation of the Site will be error free and/or uninterrupted. Consequently, www.valuepaisa.com 

assumes no liability whatsoever for any monetary or other damage suffered by you on account of the 

delay, failure, interruption, or corruption of any data or other information transmitted in connection 

with use of the Site; and/or any interruption or errors in the operation of the Site.

Site Security 

You are prohibited from violating or attempting to violate the security of the Site, including, without 

limitation:

accessing data not intended for you or logging onto a server or an account which you are not authorized 

to access;

attempting to probe, scan or test the vulnerability of a system or network or to breach security or 

authentication measures without proper authorization;

attempting to interfere with service to any other user, host or network, including, without limitation, via 

means of submitting a virus to the Site, overloading, "flooding," "spamming," "mail bombing" or 

"crashing;"

sending unsolicited email, including promotions and/or advertising of products or services; or

forging any TCP/IP packet header or any part of the header information in any email or newsgroup 

posting.

 

 

Violations of system or network security may result in civil or criminal liability. www.valuepaisa.com will 

investigate occurrences that may involve such violations and may involve, and cooperate with, law 

enforcement authorities in prosecuting users who are involved in such violations. You agree not to use 

any device, software or routine to interfere or attempt to interfere with the proper working of this Site 

or any activity being conducted on this Site. You agree, further, not to use or attempt to use any engine, 

software, tool, agent or other device or mechanism (including without limitation browsers, spiders, 

robots, avatars or intelligent agents) to navigate or search this Site other than the search engine and 

search agents available from www.valuepaisa.com on this Site and other than generally available third 

party web browsers (e.g., Netscape Navigator, Microsoft Explorer, Firefox Mozilla, Google Chrome, etc.).

BO Clause 

"We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising 

directly or indirectly out of the decline of authorization for any Transaction, on Account of the 

Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to 

time".

Entire Agreement 

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law 

including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the 

invalid or unenforceable provision will be deemed to be superseded by a valid, enforceable provision 

that most closely matches the intent of the original provision and the remainder of the agreement shall 

continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement 

between you and www.valuepaisa.com with respect to the www.valuepaisa.com sites/services and it 

supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or 

written, between you and www.valuepaisa.com with respect to the www.valuepaisa.com sites/services. 

www.valuepaisa.com failure to act with respect to a breach by you or others does not waive its right to 

act with respect to subsequent or similar breaches.

Privacy Policy 

We do not sell or rent your personal information to third parties for their marketing purposes without 

your explicit consent and we only use your information as described in the Privacy Policy. We view 

protection of your privacy as a very important community principle. We understand clearly that you and 

Your Information is one of our most important assets. We store and process Your Information on 

computers located in the India that are protected by physical as well as technological security devices. 

We use third parties to verify and certify our privacy principles. If you object to your Information being 

transferred or used in this way please do not use the Site.

Further Questions

If you have questions or concerns regarding this Terms & Conditions, please contact us about your 

inquiries.